Electronic Payments and Transaction Services

The electronic payments area faces a variety of issues in an environment of constant change.

New technologies, payment applications, virtual currencies, as well as threats of criminal disruption or regulatory enforcement must all be managed with a consistent strategy and industry understanding.

Our electronic payments and transaction services are tailored to the evolving needs of electronic payments companies. We represent financial institutions, payment processors, emerging technologies companies, independent sales organizations (ISOs), agents, startups and other service providers in the payments space, in matters ranging from contract drafting and negotiation, to mergers and acquisitions, and to dispute resolution.

For more information on our Payments Technology practice, please click here.

We also have the firm resources to offer guidance in related areas such as privacy issues, state and federal banking laws, money-laundering, and payment card laws relating to credit, debit, gift, and virtual cards.

Chief among our services is guidance in such areas as:

  • Mergers and acquisitions
  • Portfolio purchases and sales
  • Bank identification number (BIN) sponsorship and other processing agreements
  • Master services agreements
  • Marketing, reseller, and referral partner agreements
  • Licensing agreements
  • Hosted services agreements
  • Merchant agreements
  • ISO and agent agreements
  • Cash advance and installment sales agreements
  • Independent contractor agreements
  • Government, VISA, MasterCard®, and payment card industry compliance
  • Data security
  • Gift cards
  • Mobile payments
  • Residual disputes
  • Commercial litigation and arbitration
  • Workouts and restructuring
  • Business law and advisory services
  • Intellectual property
  • Executive compensation and employment agreements
  • Outside counsel management