UDAAP: The Latest Developments and Best Practices

Among the topics covered will be:

• UDAAP (and UDAP) in the consumer mortgages, including the Consumer Financial Protection Bureau’s (“CFPB”) new mortgage rules (both those implemented early this year and those the Bureau plans to implement in the near future).


• The role of State Attorneys General, including their authority (e.g., UDAP) and their collaboration with federal agencies, such as the CFPB and the FTC.


• The unique investigatory, litigation, and settlement workings of state Attorneys General.


• The benefits of collaboration about UDAAP issues.


• The CFPB’s debt collection regulation proposal and its UDAAP take on debt collection.


• An examination of how the CFPB can take an existing statute like (e.g., the Fair Debt Collection Act) and expand it through UDAAP.


• A review of recent UDAAP activity by the CFPB. 


• The CFPB’s use of UDAAP to protect specific group (e.g., older Americans, veterans, students), and what we can glean from it.

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