Sectors
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Hannah R. Demsien

Associate

Hannah R. Demsien

Associate

Hannah Demsien is a member of the Employee Benefits and Executive Compensation Practice Group, as well as the Insurance Practice Group. Her practice is primarily centered around addressing critical issues affecting group health and welfare benefit plans, health insurers, and the array of service providers in this industry, including third-party administrators. Hannah is a seasoned advisor on a multitude of legal matters, including the intricacies of the Affordable Care Act (ACA), the Consolidated Appropriations Act, 2021 (CAA), the No Surprises Act, the Mental Health Parity and Addiction Equity Act, HIPAA, COBRA, ERISA, Section 125 cafeteria plans, flexible benefit plans, wellness programs, health reimbursement accounts, health savings accounts, MEWAs, association health plans, third-party administrator, and pharmacy benefit manager regulations, among other critical health benefit issues.

Hannah is also part of the firm’s Health Care & Life Sciences Sector, where she operates within the Payor-Provider Convergence Area of Focus. Here, she provides invaluable counsel to clients on matters pertaining to health plan compliance, plan design, ongoing plan administration, and the regulatory licensing of service providers and insurers. Hannah’s experience extends beyond the confines of traditional legal advisory, as she adeptly navigates the complex landscape of employee benefits and insurance regulatory matters that often arise in merger and acquisition transactions.

 

January 21, 2026 Foley Viewpoints

Proposed Transparency in Coverage Rules Seek to Increase the Usefulness of Machine Readable Files

The Departments of the Treasury, Internal Revenue Service (IRS), Health and Human Services (HHS) and Labor (DOL) (together, the...
January 21, 2026 Foley Viewpoints

IRS Provides Favorable Guidance to ICHRA Industry on the New HDHP Status of Bronze and Catastrophic Plans

On December 9, 2025, the Internal Revenue Service (IRS) provided clarifying guidance in notice 2026-5 (the notice) regarding several...
December 17, 2025 Foley Viewpoints

Proposed Rule Eliminates Medicare Part D Notice for ICHRAs

The Department of Health and Human Services (HHS) published a proposed rule on November 28, 2025 (the Proposed Rule) that would carve out...
December 17, 2025 Foley Viewpoints

Benefits Basics – When an Employee Gets Divorced: A Resource Guide for HR & Benefits Professionals

While America’s divorce rate has generally been declining over recent years, over 1.8 million Americans still divorce each year. Divorce...
July 25, 2025 Foley Viewpoints

Thorny Laws That ICHRA Vendors Should Consider, Part Three: FinTech Edition

We continue our series on the legal and regulatory challenges facing individual coverage health reimbursement arrangements (ICHRAs); this...
July 8, 2025 Foley Viewpoints

The HDHP Telehealth Safe Harbor Returns – For Good This Time

President Trump signed into law the One Big Beautiful Bill Act (the bill) on July 4, 2025. The telehealth safe harbor, which allowed...