Having AI handle human work could result in big savings for banks and technology companies. Research estimates that banks and some technology companies spend 60-80% (or more) of their payrolls on workers in occupations most likely to be affected by AI.
Separately, the report found that the retail, restaurant, and transportation industries are least likely to be affected by generative AI development.
Most experts expect that AI will mostly CHANGE jobs for the next few years rather than ELIMINATE them. How will AI change your job?
New research suggests that generative A.I. — the kind used in chatbots like OpenAI’s ChatGPT — will have its biggest impact on white-collar workers with high-paying jobs in industries like banking and tech.
View referenced article

Author(s)
Related Insights
December 18, 2025
Foley Viewpoints
NAIC Issues Statement Regarding AI Executive Order
On December 16, 2025, the National Association of Insurance Commissioners (NAIC) issued a statement (the NAIC Statement), on the December…
December 18, 2025
Foley Viewpoints
How Companies Can Roll with NY's New Algorithmic Pricing Rules
States are racing to rein in the growing use of artificial intelligence and computer algorithms to set prices, with New York leading the charge. On Dec. 15, a major amendment to New York's antitrust law took effect, banning the use of certain algorithmic rent-setting tools for residential units under Section 340-b of the state's General Business Law.
December 18, 2025
Foley Viewpoints
Texas Adopts the Uniform Interstate Depositions and Discovery Act
The Uniform Interstate Depositions and Discovery Act (“UIDDA”), which provides procedures for interstate discovery at the state-court level, has been adopted by nearly every state and territory. Texas’ status as one of the last holdouts to adopt the UIDDA has finally come to an end.