Welle Discusses Proposed Alternatives to Group Health Coverage

23 January 2019 Corporate Counsel News
Senior Counsel Nick Welle was quoted in an article in Corporate Counsel, “Will Some Employers Be Allowed to Stop Offering Group Health Coverage Under the ACA? Stay Tuned,” about proposed new rules that would allow some employers to set up health reimbursement arrangements to help employees buy individual health insurance policies rather than provide group coverage.

Welle said the proposed new rules, which wouldn’t take effect until at least Jan. 1, 2020, would theoretically allow employers, for the first time ever, to fully satisfy the Affordable Care Act’s employer mandate without offering group major medical coverage for their employees. But he believes most large employers would probably continue to offer group health plans because they provide employers with a valuable recruitment incentive.

“Very large employers, sophisticated Fortune 500 companies, are going to want to keep group health plans to attract and retain talent,” he said. “The individual market and the government exchange is just so much inconsistency with the switch from a Democratic to Republican administration, there are a lot of unknowns. The larger, sophisticated employers will say they are not comfortable telling their employees to go to the individual marketplace.”

Related Services


DOL Rolls Back Trump Administration’s Independent Contractor Rule
05 May 2021
Labor & Employment Law Perspectives
190 Across the Finish Line: CFTC Adopts New Bankruptcy Rules for FCMS and DCOS
05 May 2021
The Journal on the Law of Investment & Risk Management Products, Futures & Derivatives Law Report
Understanding SPACs' Hidden Capital Costs
05 May 2021
The Export Import Bank of the United States: Priorities and Programs Supporting U.S. Businesses and Jobs
04 May 2021
Manufacturing Industry Advisor
Home Care 100
27-30 June 2021
Marco Island, FL
2021 AANP National Conference
15 June - 31 August 2021
Virtual Conference
HCCA Orange County Regional Healthcare Compliance Conference
11 June 2021
Virtual Conference
Rx Pricing and Reimbursement Summit
24-25 May 2021
Virtual Conference