September 9, 2026
Foley Viewpoints
Eighth Circuit Affirms That Consumer Reporting Agencies May Reasonably Rely on Official Court Records Under the FCRA
The Eighth Circuit’s June 25, 2026, decision in Fraase v. Advantage Credit Bureau, No. 25-1872, reinforces a critical defense for consumer reporting agencies (CRAs) in Fair Credit Reporting Act (FCRA) litigation.