16 September 2024
Consumer Class Defense Counsel
Fourth Circuit Holds No Article III Standing Where No Third-Party Viewed Inaccurate Information
On September 11, 2024, the Fourth Circuit Court of Appeals held that there is no publication to a third party — and therefore no Article III standing under the Fair Credit Reporting Act — where the recipient of a consumer report did not read, understand, or otherwise consider allegedly inaccurate information appearing in the report.