Whitney Nicholas
Of Counsel
Whitney Nicholas provides clients with regulatory compliance analysis of consumer financial services laws and regulations that impact their institutions. Whitney has experience advising on Consumer Financial Protection Bureau (CFPB) and National Credit Union Administration (NCUA) consumer and business lending regulations.
Prior to joining Foley, Whitney was Senior Federal Compliance Counsel at the Credit Union National Association, the leading national trade association for the credit union industry, where her work focused on regulatory compliance analysis of consumer financial services laws and regulations impacting credit unions.
She has substantial experience counseling financial institutions regarding compliance with federal and state consumer lending laws, including the Home Mortgage Disclosure Act, Truth in Lending Act, Real Estate Settlement Procedures Act, Fair Credit Reporting Act, Equal Credit Opportunity Act, and the Federal Credit Union Act.
She also has experience working with federal regulators such as CFPB and NCUA to formulate regulatory and legislative solutions to consumer lending regulations that impact financial institutions. Whitney is also a frequent speaker at industry conferences and events.
Affiliations
- Former Consumer Finance Committee Chair, D.C. Bar
- Member, Women in Housing and Finance
CFPB, FDIC, and OCC Updates: Firings, Appointments, and Potential Consolidation
Foley Attorneys on CFPB Shutdown - Industry in 'wait-and-see mode'
New Consumer Financial Protection Bureau Acting Director Expands Freeze to All CFPB Activities; CFPB Office Closes
Treasury Secretary Bessent Heads Consumer Financial Protection Bureau, Immediately Orders Freeze of CFPB Activities
Game On: How the CFPB’s EFTA and Regulation E Changes Could Shape Video Game and Online Marketplace Transactions
